Our activities ensure that we show leadership and act in a straightforward way for the benefit and understanding of everyone.

We understand that we have an obligation to ensure we operate in a responsible, respectful and sustainable way.

Central to this is maintaining high standards of business supported by appropriate policies, controls and oversight. We maintain constructive relationships with the relevant regulatory bodies and others who provide the Group with supervision.

We also value our partnerships with a number of third-party suppliers and service providers and seek to receive assurance that employers within the services and limited supply chains used by the Group pay a living wage.

.We recognise the challenges posed by climate change and considers its environmental impact as part of its wider risk management and strategic planning process.

We also continue to measure our carbon footprint for our own operations annually with a view to minimising its negative impact through mitigation strategies.

The Group purchased a total of 3,689 carbon credits as a climate contribution in the 2025 reporting period.